Buying a home on the Costa Blanca: complete 2026 guide

Buying a home on the Costa Blanca is one of the best decisions you can make: over 300 days of sunshine a year, blue-flag beaches, a welcoming international community and excellent value compared with other parts of the Mediterranean. In this guide I explain, step by step, everything you need to know to buy safely in l'Alfàs del Pi, Albir, Altea, Benidorm and across the Marina Baixa.

1. Set a realistic budget

On top of the property price, budget an extra 10–13 % for taxes and costs. That way you'll know from the start which properties really fit your budget and avoid surprises.

2. Get your NIE

If you're a non-resident you'll need an NIE (foreigner identification number) to buy. You can apply at a police station or at the Spanish consulate in your country. I help you arrange it and book the appointment.

3. Taxes by property type

• Resale: Property Transfer Tax (ITP), 10 % in the Valencia region.
• New build: 10 % VAT + 1.5 % stamp duty (AJD).

4. Other purchase costs

Notary, Land Registry, conveyancing and, if you take a mortgage, the valuation. Together these usually add another 2–3 %.

5. The process, step by step

1. Search and viewings of the properties that suit you.
2. Deposit contract (usually 10 %).
3. Legal checks: title, charges, licences and energy certificate.
4. Signing the title deed before a notary and handover of keys.
5. Transfer of utilities and payment of taxes.

Shall we talk?

I guide you through every step, in English or Spanish, so you can buy with complete peace of mind. Get in touch for free, no-obligation advice.